With headquarters at 403 Gratiot Ave, Alma, Michigan; A modern banking firm founded on the principles of reliability, integrity, and innovation, this esteemed institution has earned a strong reputation for stability and trust within the banking sector.

As of December 2023, our balance sheet surpasses 213 billion USD, a testament to our robust financial position and strategic management. This significant milestone highlights our ability to adeptly navigate the complexities of modern finance while delivering substantial value to our stakeholders. Our operations are deeply aligned with the mandates of the United States Constitution, reaffirming our commitment to supporting the nation's economic framework and fostering prosperity for its citizens. By adhering to the regulatory guidelines set by governmental authorities, we ensure full compliance and uphold the highest standards of accountability.

In essence, we embody the ideals of modern banking, combining tradition with innovation and stewardship with opportunity. As a pillar of stability and progress, we continue to play a key role in shaping the U.S. economic landscape and advancing the well-being of its citizens.